{"id":10798,"date":"2024-06-24T16:45:00","date_gmt":"2024-06-24T14:45:00","guid":{"rendered":"https:\/\/www.uniorg.de\/?post_type=insights&#038;p=10798"},"modified":"2026-03-05T09:04:57","modified_gmt":"2026-03-05T08:04:57","slug":"reduce-refinancing-risk-and-increase-financial-flexibility","status":"publish","type":"insights","link":"https:\/\/www.uniorg.de\/en\/insights\/blog-en\/reduce-refinancing-risk-and-increase-financial-flexibility","title":{"rendered":"Reduce refinancing risk and increase financial flexibility"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10798\" class=\"elementor elementor-10798 elementor-4999\" data-elementor-post-type=\"insights\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b9ff95a wrapper pt-m pb-xl e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"7b9ff95a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;animation&quot;:&quot;fadeIn&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;motion_fx_devices&quot;:[&quot;widescreen&quot;,&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7ff20c27 e-con-full e-flex e-con e-child\" data-id=\"7ff20c27\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e75cf9d elementor-widget elementor-widget-image\" data-id=\"6e75cf9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.uniorg.de\/wp-content\/uploads\/2024\/11\/uniorg_Illustration-87-1024x1024.jpg\" class=\"attachment-large size-large wp-image-8962\" alt=\"\" srcset=\"https:\/\/www.uniorg.de\/wp-content\/uploads\/2024\/11\/uniorg_Illustration-87-1024x1024.jpg 1024w, https:\/\/www.uniorg.de\/wp-content\/uploads\/2024\/11\/uniorg_Illustration-87-300x300.jpg 300w, https:\/\/www.uniorg.de\/wp-content\/uploads\/2024\/11\/uniorg_Illustration-87-150x150.jpg 150w, https:\/\/www.uniorg.de\/wp-content\/uploads\/2024\/11\/uniorg_Illustration-87-768x768.jpg 768w, https:\/\/www.uniorg.de\/wp-content\/uploads\/2024\/11\/uniorg_Illustration-87-1536x1536.jpg 1536w, https:\/\/www.uniorg.de\/wp-content\/uploads\/2024\/11\/uniorg_Illustration-87-2048x2048.jpg 2048w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f41b5cf e-con-full e-flex e-con e-child\" data-id=\"f41b5cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1292454c pt-l elementor-widget elementor-widget-heading\" data-id=\"1292454c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Reduce refinancing risk and increase financial flexibility<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71ec09d5 e-con-full square-s e-flex e-con e-child\" data-id=\"71ec09d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20ceeb81 pt-s elementor-widget elementor-widget-jet-breadcrumbs\" data-id=\"20ceeb81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-breadcrumbs jet-blocks\">\n\t\t<div class=\"jet-breadcrumbs\">\n\t\t<div class=\"jet-breadcrumbs__content\">\n\t\t<div class=\"jet-breadcrumbs__wrap\"><div class=\"jet-breadcrumbs__item\"><a href=\"https:\/\/www.uniorg.de\/en\/\" class=\"jet-breadcrumbs__item-link is-home\" rel=\"home\" title=\"Home\">Home<\/a><\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-221bf3c4 wrapper pt-m pb-xl e-flex e-con-boxed e-con e-parent\" data-id=\"221bf3c4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3550b27d e-con-full e-flex e-con e-child\" data-id=\"3550b27d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28ca677e subtitle elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"28ca677e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Does your company have the right refinancing and investment policy?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f458a6e elementor-widget elementor-widget-text-editor\" data-id=\"7f458a6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The refinancing markets are characterised by constant ups and downs that depend on the economic situation in the eurozone. Negative interest rates seemed unimaginable a few years ago, but the recent past has shown that they are a reality. The sharp rise following economic events also surprises many companies time and again.<\/p><p>A good time for refinancing is always when the demand for investments is correspondingly low. However, most companies are not doing well economically then either. Nevertheless, anti-cyclical action is advisable. It offers the opportunity to position oneself on the market, prepare for the future and emerge stronger from crises. To do this, it is important to analyse company processes, adapt strategies and revise ineffective processes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-27a0a164 wrapper pt-m pb-xl e-flex e-con-boxed e-con e-parent\" data-id=\"27a0a164\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2776aba4 e-con-full jedv-enabled--yes elementor-hidden-mobile_extra elementor-hidden-mobile e-flex e-con e-child\" data-id=\"2776aba4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c0f617f btn-primary pb-m elementor-widget elementor-widget-button\" data-id=\"6c0f617f\" data-element_type=\"widget\" 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class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-9841 elementor-dcss-586418110119115\" data-post-id=\"9841\"  >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"9763\" class=\"elementor elementor-9763 elementor-1283 elementor-1283\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-4c9c4a4 e-flex e-con-boxed e-con e-parent\" data-id=\"4c9c4a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.uniorg.de\/en\/solutions\/sap-business-one\/uniorg-smart-connect-in-e-commerce\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b2207c elementor-align-left btn-secondary-green elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"1b2207c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.uniorg.de\/en\/solutions\/sap-business-one\/uniorg-smart-connect-in-e-commerce\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">UNIORG smart Connect in e-commerce<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99f8caf elementor-widget elementor-widget-text-editor\" data-id=\"99f8caf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tDirect data exchange between merchandise management systems and e-commerce platforms \u2013 saves time and money\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5964a52 pt-s elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5964a52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-9836 elementor-dcss-586418119486983\" data-post-id=\"9836\"  >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"9763\" class=\"elementor elementor-9763 elementor-1283 elementor-1283\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-4c9c4a4 e-flex e-con-boxed e-con e-parent\" data-id=\"4c9c4a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.uniorg.de\/en\/solutions\/sap-business-one\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b2207c elementor-align-left btn-secondary-green elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"1b2207c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.uniorg.de\/en\/solutions\/sap-business-one\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SAP Business One<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99f8caf elementor-widget elementor-widget-text-editor\" data-id=\"99f8caf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSmart ERP system for small and medium-sized businesses. SAP B1 \u2013 also available in the cloud.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5964a52 pt-s elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5964a52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-9870 elementor-dcss-586418128807205\" data-post-id=\"9870\"  >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"9763\" class=\"elementor elementor-9763 elementor-1283 elementor-1283\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-4c9c4a4 e-flex e-con-boxed e-con e-parent\" data-id=\"4c9c4a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.uniorg.de\/en\/solutions\/uniorg-check-vat\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b2207c elementor-align-left btn-secondary-green elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"1b2207c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.uniorg.de\/en\/solutions\/uniorg-check-vat\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">UNIORG Check-VAT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99f8caf elementor-widget elementor-widget-text-editor\" data-id=\"99f8caf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAutomatically check VAT IDs in an audit-proof manner\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5964a52 pt-s elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5964a52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-9351 elementor-dcss-586418137807077\" data-post-id=\"9351\"  >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"9763\" class=\"elementor elementor-9763 elementor-1283 elementor-1283\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-4c9c4a4 e-flex e-con-boxed e-con e-parent\" data-id=\"4c9c4a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.uniorg.de\/en\/solutions\/sap-business-one\/uniorg-smart-mde-for-mobile-data-capture\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b2207c elementor-align-left btn-secondary-green elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"1b2207c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.uniorg.de\/en\/solutions\/sap-business-one\/uniorg-smart-mde-for-mobile-data-capture\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">UNIORG smart MDE for mobile data capture<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99f8caf elementor-widget elementor-widget-text-editor\" data-id=\"99f8caf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tMobile data capture for SAP Business One &#8211; for goods receipt, warehouse, inventory, picking, returns and much more\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5964a52 pt-s elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5964a52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2466e56d e-con-full e-flex e-con e-child\" data-id=\"2466e56d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1be0422c elementor-widget elementor-widget-text-editor\" data-id=\"1be0422c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"content-area bg-white \"><div class=\"container\"><div class=\"row\"><div class=\"col-md-12\"><div class=\"dynamic-element text-element \"><p>One of the most important measures is the diversification of refinancing sources. In addition to conventional bank loans, companies should also consider alternative financing options such as crowdfunding, factoring or bond issues. The different maturities of the refinancing instruments also play a decisive role. Hedge management can be used to carry out a maturity transformation (e.g. from Euribor 1M to swap rate 1 year) or a transfer from variable to fixed interest cash flows.<\/p><p>With a skilful combination of different measures, tailored to the company&#8217;s activities, the refinancing risk and the associated costs can be significantly reduced and financial flexibility increased.<\/p><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ce1cdc4 wrapper pt-xl pb-xxl e-flex e-con-boxed e-con e-parent\" data-id=\"3ce1cdc4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2b350bb4 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"2b350bb4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54b513cc pb-m elementor-widget elementor-widget-heading\" data-id=\"54b513cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Do you require further information on the subject of \u2018Refinancing and investment policy\u2019? Please feel free to contact us directly!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29fa5adf elementor-widget elementor-widget-template\" data-id=\"29fa5adf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"9312\" class=\"elementor elementor-9312 elementor-1170 elementor-1170\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-5cd3902 e-flex e-con-boxed e-con e-parent\" data-id=\"5cd3902\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a14f9ea elementor-widget elementor-widget-html\" data-id=\"a14f9ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<script src=\"https:\/\/js-eu1.hsforms.net\/forms\/embed\/147292866.js\" defer><\/script>\n<div class=\"hs-form-frame\" data-region=\"eu1\" data-form-id=\"d78ea0cd-1a2c-4576-a1a5-da80235ab1de\" data-portal-id=\"147292866\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"featured_media":8962,"template":"","insights-kategorie":[66,149],"class_list":["post-10798","insights","type-insights","status-publish","has-post-thumbnail","hentry","insights-kategorie-blog","insights-kategorie-blog-en"],"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.uniorg.de\/en\/wp-json\/wp\/v2\/insights\/10798","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.uniorg.de\/en\/wp-json\/wp\/v2\/insights"}],"about":[{"href":"https:\/\/www.uniorg.de\/en\/wp-json\/wp\/v2\/types\/insights"}],"version-history":[{"count":8,"href":"https:\/\/www.uniorg.de\/en\/wp-json\/wp\/v2\/insights\/10798\/revisions"}],"predecessor-version":[{"id":13934,"href":"https:\/\/www.uniorg.de\/en\/wp-json\/wp\/v2\/insights\/10798\/revisions\/13934"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.uniorg.de\/en\/wp-json\/wp\/v2\/media\/8962"}],"wp:attachment":[{"href":"https:\/\/www.uniorg.de\/en\/wp-json\/wp\/v2\/media?parent=10798"}],"wp:term":[{"taxonomy":"insights-kategorie","embeddable":true,"href":"https:\/\/www.uniorg.de\/en\/wp-json\/wp\/v2\/insights-kategorie?post=10798"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}